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Special Offers From Me To You! 

Just for you, I've assembled some Special Offers. Choose one or all! 

Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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School Reports in Brandon, Valrico and Lithia, Florida
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Florida Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Brandon, Valrico and Lithia 



Real Estate Tips
Buyers Remorse >First Time Loans

Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.

Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.

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Real Estate Trivia
Q 
Which metropolitan area in America currently offers the most affordable market in which to buy new homes?

A 
The housing market in Youngstown, Warren and Boardman, Ohio is currently the most affordable metro area in the U.S.
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Brenda Wade, REALTOR®, real estate agent and broker for Brandon, Valrico and LithiaFlorida home listings, property and land for sale - NUMBER1EXPERT(tm)

Brenda Wade
Signature Realty Associates

2234 LIthia Center Lane
Valrico, FL. 33596
Phone: 813-655-5333
Fax: 813-315-1989
Cell: 813-924-8677
Email: brendawade@NUMBER1EXPERT.com

Excellence in Real Estate and emphasis on Customer Service! This is why Brenda is the #1 agent in the Greater Brandon, Valrico, and Fish Hawk Areas. Much of Brenda's business comes from repeat clientele and referrals from satisfied customers. People simply know that Brenda will always get the job done right.

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